Do they all charge you for the new year without even contacting you to find out if you want to remain with them? My one year anniversary slipped my mind due to a family crisis, and today I find out they billed my credit card for $99.95 over the weekend. I need to opt out of this as, 1) I hardly ever use it and 2) I need all available funds for travel and other expenses. I really hope they will credit my account and allow me to terminate my account with them. Really though, I think these companies should send an e-mail or other contact to see if you still want to be a customer or client before they just automatically charge your credit card. Needless to say, I'm not particularly happy about this.