No...it's not on my toenails! I have found a beautiful AIS zoom which I've been lusting for and there is a very tiny bit of fungus on the front element. While the lens is really inexpensive, I hate pi**ing money away. Will it have any effect on my images? I've never shot fungused before, so I have no clue what the answer is. The fungus is faint enough that you really have to look hard to find it. Anyone have any experience?