I have two questions before I purchase the D40. The D40 is offered in two packages. One just has the 18-55 lens and the other comes with the 18-55 along with a 55-200. I enjoy taking pictures but at first everything will start off in auto and in time I will explore more manual settings. It saves $100 on the lens. Do you think it's worth it or should I wait and and get the 55-200VR once I hone my skills in better. I think I should learn with the regular lens before I start bringing objects in closer. Second, I have questions on the place to purchase. There is the local camera shop which I visited last week. They were very informative and helped a lot. Their price is the same as everywhere else but online and at a chain store they offer more extras. eg. (bag, gift cert. to store, no tax, free ship.) I am big on purchasing from local shops but with the economy every dollar counts and you get that great service after the sale locally, something you don't get with a chain. Thank you for your help.