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Hi Gale, a Killdeer would be my guess as well, but the tail looks too short and the red eye-ring seems to be missing. It really is in one for Janet.
As for the bands, they more usually mean it has been captured and banded for tracking purposes. Again, it's probably worth your while PMing Janet and asking her to check this thread out. She'll be able to tell if you it's worthwhile reporting this bird to the appropriate place (the color-coded bands usually mean something).
Sorry for the vague "call Janet" answer, but hope it helps a tiny bit.
Hi Gale! You got an easy one...that's a Ruddy Turnstone. Most shorebirds are very difficult but this one is one of the few that's really distinct, with that dark rusty coloration and the neck collar. Nice shot, he let you get pretty close!
As for the bands, there are all sorts of banding projects going on. I can do a little research and see if there's someone to report it to...there is a clearing house for this kind of stuff.