I have a D70, so it's not a big concern right now, but was thinking about folks with a DX2 or similarly $$$$$ camera. Does Nikon have anything like Leica's passport warranty? Leica would repair any damage to your camera, even if was your fault, during the passport warranty period. Kind of an expensive insurance policy, but since you couldn't buy a USA warranty (new) Leica without it. So assuming Nikon doesn't have such, would a non pro insure a D2x under their homeowners policy? I'm thinking in terms of damage...expensive repair type damage, as well as the usual coverages...fire, theft, loss. The question also extends to lenses. Even with the D70, after adding a few lenses, it can add up to a big dollar replacement. So this question is more than just academic for me.