Hi, Because I am evaluating where to send a lens for repair not covered by warranty, I spent a significant amount of time on the phone with Nikon Repair in USA the other day to follow up on some questions I had, based on what I've read here at the forum. I learned from NikonUSA that when you send a lens in, an estimate is prepared based on what you declare is wrong with the lens. If nothing is specified, they give a worst case scenario (???). The authorization for repair is requested, and if approved, a pending charge for that amount is placed on your credit card. If the amount, once they open it up, exceeds the amount you were asked to approve, they come back to you and ask you if you authorize the higher amount. If not, the lens is sent back to you. If so, you pay the higher amount. You are only able to accept the estimate as a whole, you are not allowed to say "Well, I don't care about the filter ring, don't repair it." I realize that this doesn't really square with what others have experienced here... But I am trying to ascertain whether it would just be best for me to send the lens to a Nikon authorized repair facility, or send it to Nikon repair in NY or CA. Is there a difference in price for the repairs? With an authorized repair place, could the cost exceed Nikon's cost for the same work? I guess one of my concerns is getting an estimate with a long list of repairs, some of which may be cosmetic that I don't care about, and having to accept all of them--, and the uncertainty around the original estimate. At least with a repair shop, they open it up to see what's wrong with it before they give an estimate... Any insight? Has anyone here extensively used a repair service in the U.S. which they can strongly recommend for quality + cost? Or generally is it best just to send it to Nikon, whether it's under warranty or not?