I’ve been shooting Nikon for over 30 years, but just recently made the change from film to digital. I bought the D80 at Costco and it came with two kit lenses. I didn’t expect great performance, but have been very pleasantly surprised at the images they are producing. If you are new to photography, and money is an issue, don’t be afraid to jump at a good deal on a camera and kit lens. While you are learning to take good pictures, these lenses will serve you very well. Then when you are ready to upgrade you will be able to make a much more informed decision about what you want next.