Karen,Again, simply moving a file does NOT change the file name. Yes, you can change a file name at the same time, but that is a option....not a requirement.
Of course you are absolutely right. I now see that others jumped on this statement too. Perhaps they share my opinion that ingestion is the first and best opportunity to change a file name and that doing so is commonly considered a useful practice. Thus, for the OP, whose interests are clearly regarding leveraging software to its fullest, the clarification about what can be done at the time of ingestion seems relevant.