I was taking some wake boarding pictures of my friend on his boat when I went to the back of the boat to toss him the rope and the driver didn't see me and started the boat. So I fell off the boat with my camera around my neck. I have a warranty so the camera will be replaced or repaired by Circuit City (it is FILLED with water droplets and condensation) but my 70-300 I don't have a warranty for . I can't test it out until I get my D80 back, but it doesn't look like there's any water in it. I'm hoping the lens is alright! Ugh...what a bad day on the lake!